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For Home Buyers:
Why Buyers Choose Joe & Missy Cleary - Why homebuyers looking for a real estate agent in the Sarasota, Venice, Bradenton, Longboat Key and Siesta Key area choose Joe & Missy Cleary. Latest Listings - Get Joe & Missy Cleary latest Sarasota, Venice, Bradenton, Longboat Key and Siesta Key listings of homes for sale first! Find Your Perfect Home - Joe & Missy Cleary will search for your ideal home and email you the newest Sarasota, Venice, Bradenton, Longboat Key and Siesta Key MLS listings of properties in Sarasota County FL. First Time Homebuyers - Are you a first time homebuyer in Sarasota, Venice, Bradenton, Longboat Key and Siesta Key, FL? Choose a top real estate agent. Joe & Missy Cleary can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Sarasota, Venice, Bradenton, Longboat Key and Siesta Key house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Sarasota, Venice, Bradenton, Longboat Key and Siesta Key Homes, For Home Buyers, For Home Sellers, Sarasota, Venice, Bradenton, Longboat Key and Siesta Key Information, Real Estate Resources, and About Joe & Missy Cleary. 
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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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Real Estate Trivia
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What is considered the world's tallest building?
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The 185-story CN Tower in Toronto, Canada is the world's tallest free-standing building, rising to 1,815 feet. |
 See More Real Estate Trivia > |
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Joe & Missy Cleary
RE/MAX Alliance Group
2000 Webber Street
Sarasota, FL 34239
941-954-5454
Fax: 941-954-5455
clearygroup@gmail.com
Hello! We are The Cleary Group of RE/MAX Alliance Group in sunny Sarasota, Florida. We also serve Siesta Key, Pelican Cove, Bradenton, Venice, Longboat Key, and Lido Key, and have been selling in this area for over 10 years! We specialize in residential and condominium sales on the mainland and The Keys of Sarasota, Florida.
Our high tech approach to the business enables us to keep close contact with our clients and to constantly learn new marketing techniques for our listings. We particularly enjoy working with people who are relocating to the area for retirement or those who are just starting new careers in this lovely community. Please call us toll free 1-877-814-1233 or email us today at Clearygroup@gmail.com.
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