Sarasota, Venice, Bradenton, Longboat Key and Siesta Key real estate and homes for sale in Florida - Joe & Missy Cleary, REALTORS® Joe & Missy Cleary  REALTORS(r) for Sarasota, Venice, Bradenton, Longboat Key and Siesta Key, Florida real estate - NUMBER1EXPERTS™ Joe & Missy Cleary  NUMBER1EXPERTS(tm) for Sarasota, Venice, Bradenton, Longboat Key and Siesta Key, Florida real estate

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Joe & Missy Cleary, REALTORŪ, real estate agents and broker for Sarasota, Venice, Bradenton, Longboat Key and Siesta Key Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
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Buyers Want Your Home for as Little as Possible.
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Joe & Missy Cleary are some of The Top Selling Real Estate Experts™
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Our Special Offers: Sarasota, Venice, Bradenton, Longboat Key and Siesta Key Florida home buying, real estate listings, and homes for sale in Sarasota                       County, FL
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Special Offers From Us To You!
 

Just for you, we've assembled some Special Offers. Choose one or all!
 

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Get Free Presentation On Our Home Marketing.
Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed.
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Request Our Free Relocation Package!
WE HAVE A COMPLETE SARASOTA RELOCATION PACKET AND CD-MOVIE TO BE MAILED OUT TO YOU WITH VERY VALUABLE INFORMATION! LET US KNOW WHEN YOU NEED IT!
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Sarasota Current Market Report
Click on the "Find Our More" link below to see what we say about our local market.
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SARASOTA RELOCATION PACKET
Email us with your US Postal address and we will send you a very nice relocation packet about Sarasota!
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See Our Current Market Report
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See Our Current Market Report
All agents are NOT alike! Find out why we are the experts. See our current market report by clicking on the "Find Our More" link below.
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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
Which famous home designed by Thomas Jefferson showed forms of Greek and Roman architecture?

A 
Monticello, begun in 1769, was later enlarged in keeping with its classical forms.
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Joe & Missy Cleary, REALTORŪ, real estate agents and broker for Sarasota, Venice, Bradenton, Longboat Key and Siesta Key Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Joe and Missy Cleary
RE/MAX Alliance Group

2000 Webber Street
Sarasota, FL 34239
Office: 941-954-5454
Toll Free: 1-877-814-1233
Fax: 941-954-5455
Missy's Cell Phone: 941-809-3410
Joe Jr.'s Cell Phone: 941-650-8485
Email: clearygroup@gmail.com

Hello! We are The Cleary Group of RE/MAX Alliance Group in sunny Sarasota, Florida. We also serve Siesta Key, Pelican Cove, Bradenton, Venice, Longboat Key, and Lido Key, and have been selling in this area for over 10 years! We specialize in residential and condominium sales on the mainland and The Keys of Sarasota, Florida. Our high tech approach to the business enables us to keep close contact with our clients and to constantly learn new marketing techniques for our listings. We particularly enjoy working with people who are relocating to the area for retirement or those who are just starting new careers in this lovely community. Please call us toll free 1-877-814-1233 or email us today at Clearygroup@gmail.com.

GRI CDPE MLS REALTOR Equal Housing


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