PELICAN COVE, Sarasota's Premier Condominium Community! 
Pelican Cove, honored as one of the top two community associations in America in a competition by the Community Association Institute, is nestled in the center of Sarasota on seventy-five lushly landscaped acres. This tropical paradise, on an undisturbed half-mile stretch of Little Sarasota Bay, was developed into a condominium complex in the late 1970s. The two-story buildings are strategically scattered amongst the nearly eighty different species of exotic trees and shrubs. Boating enthusiasts specifically enjoy the community's own inexpensive 87-slip boat harbor with very quick access to Little Sarasota Bay and the Intracoastal Waterway! This 24-hour gated and guarded community offers peace of mind for its residents. The complex also has six heated swimming pools, three clubhouses, shuffleboard, basketball, art clubs, horticulture clubs, woodworking facility and club, pottery, exercise facilities and clubs, four lighted tennis courts, and the waterfront boardwalk and the 5.5 miles of nature paths make for a walker or jogger's delight. Pelican Cove has attracted many intellectuals and retired or semi-retired educators who have developed the nationally known "Pelican Cove University" that offers a curriculum of nearly 20 courses, ranging from Foreign Languages, Creative Writing, International Relations to Shakespeare. The cost of $3.00 per season is for unlimited access to all courses. Condominiums and Tree houses range in price from $150,000 to well over $500,000. Review the many attributes of Pelican Cove and contact The Cleary Group today for your complete, free informational packet on this wonderful Sarasota Community. For even more information and individual floor plans, call us! Don't forget to click above to take a personal tour of Pelican Cove right now- or call us for your own copy of this tour! 1-877-814-1233 toll free. 
- Six Heated Pools
- Four Lighted Tennis Courts
- 87-Slip Boat Harbor
- Kayak and Canoe Storage
- Yacht Club
- 24-Hour Gated Community
- Closed-Circuit TV Station
- Pelican Cove University
- Watercolor Classes
- Art and Sculpture Studios
- Bridge Clubs
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- Pelican Cove Singers
- Active Social Club
- Singles Club
- Lecture Series
- Water Exercise
- On-Site Jazz Concerts
- Tennis Club
- Woodworking Shop
- 3 Clubhouses
- Exercise Class
- Shuffleboard
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Contact THE CLEARY GROUP of RE/MAX Alliance Group for a complete informational packet on this outstanding Sarasota
Community!
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What does the term ARM stand for?
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| A |
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market. |
See More Real Estate Trivia > |
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