Sarasota, Venice, Bradenton, Longboat Key and Siesta Key real estate and homes for sale in Florida - Joe & Missy and Sandy & Joe Cleary, REALTORS® Joe & Missy and Sandy & Joe Cleary  REALTORS(r) for Sarasota, Venice, Bradenton, Longboat Key and Siesta Key, Florida real estate - NUMBER1EXPERTS™ Joe & Missy and Sandy & Joe Cleary  NUMBER1EXPERTS(tm) for Sarasota, Venice, Bradenton, Longboat Key and Siesta Key, Florida real estate

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Joe & Missy and Sandy & Joe Cleary, REALTORŪ, real estate agents and broker for Sarasota, Venice, Bradenton, Longboat Key and Siesta Key Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
05/02/08-WEEKLY MARKET REPORT: BUYER'S BEWARE. OUR MARKET IS PICKING UP... Just a heads! Don't be caught in a rising market!


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"It's too easy to fall in love with what you have."
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Joe & Missy and Sandy & Joe Cleary are some of The Top Selling Real Estate Experts™
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From Our Affiliates: Sarasota, Venice, Bradenton, Longboat Key and Siesta Key Florida home buying, real estate listings, and homes for sale in Sarasota                       County, FL
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Appraiser
Professional Property Appraisals
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BOAT RACKOMINIUMS!
BUY a boat rack for your boat in central Sarasota at PHILLIPPI HARBOR CLUB! Many sizes! STOP towing your boat!
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Carpet and Flooring
Shelley Carpets of Sarasota
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Home Builder
John Cannon Homes (Builder of fine homes)
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Home Builder
Lee Wetherington Homes (Builder of fine homes)
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Home Inspector
Mike LaBarre Home Evaluations. Get your home inspected with Mike!
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Home Mortgage Consultant
Cornerstone Lending(Dan Crowley)
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Sarasota Memorial HEALTHLINE
HealthLine offers visitors the latest health and hospital information available for Sarasota' hospital-Sarasota Memorial!
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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
What are the three most common environmental toxins for which homes are tested?

A 
Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts.
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Home Builder
Lee Wetherington Homes (Builder of fine homes)
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Joe & Missy and Sandy & Joe Cleary, REALTORŪ, real estate agents and broker for Sarasota, Venice, Bradenton, Longboat Key and Siesta Key Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Joe & Missy and Sandy & Joe Cleary
RE/MAX Alliance Group

2000 Webber Street
Sarasota, FL 34239
Office: 941-954-5454
Toll Free: 1-877-814-1233
Direct: 941-316-6546
Fax: 941-954-5455
Joe Jr.'s Cell Phone: 941-650-8485
Email: joe@theclearygroup.com

Hello! We are The Cleary Group of RE/MAX Alliance Group in sunny Sarasota, Florida. We also serve Siesta Key, Pelican Cove, Bradenton, Venice, Longboat Key, and Lido Key, and have been selling in this area for over 35 years! We specialize in residential and condominium sales on the mainland and The Keys of Sarasota, Florida. Our high tech approach to the business enables us to keep close contact with our clients and to constantly learn new marketing techniques for our listings. We particularly enjoy working with people who are relocating to the area for retirement or those who are just starting new careers in this lovely community. Please call us toll free 1-877-814-1233 or email us today at joe@theclearygroup.com.

CRBGRIEqual HousingMLSREALTOR


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