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WEEKLY MARKET REPORT: PRICES HAVE BOTTOMED OUT...Foreclosures are hot right now! It's time to BUY!
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Get Free Presentation On Our Home Marketing.
Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed.
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Joe & Missy Cleary are some of The Top Selling Real Estate Experts™
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Welcome! Sarasota real estate, Siesta Key, Pelican Cove, Longboat Key, Venice, Bradenton, Florida Homes and Real Estate Resources Are At Your Fingertips!
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The Sarasota, Siesta Key, Pelican Cove, Venice, North Port, and Bradenton, Florida Real Estate, Home, and boat rackominium experts! Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Learning about Sarasota and Manatee? Click on the link to the right to take a shortened Sarasota and Manatee tour! Need local real estate information? We've summarized much of what is important about the Sarasota, Venice, Bradenton, Longboat Key and Siesta Key real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR Realtors. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Sarasota, Venice, Bradenton, Longboat Key and Siesta Key Realtors, we have the experience and track record you are looking for. Please let us help. - Joe & Missy Cleary  |
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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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What is a VA home loan?
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The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans. |
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